


                        *\^  Carding Made Easy  ^/*
                              by:  Razor Ratt



     Nowadays, buying [usually] mail order merchandise with another person's
credit card #, known simply as CARDING, poses many threats to the carder,
mainly because companies have gotten wise to carding techniques, and have
thusly developed ways to foil them.  That's not to say that it's impossible
to card effectivly...on the contrary, if done right, a carder has almost no
chance of getting caught, and about an 85% chance of getting the merchandise
ordered.  This here text-file tells you several methods of:

   * Getting card numbers
   * picking out a drop site
   * checking numbers for validity



    CREDIT CARD #'S:
    ~~~~~~ ~~~~ ~~~

      Before you do anything, really, you need to get a credit card number,
plus the expiration date, the full name of the card holder, his/her fone
number, and the complete address.  You can do this in several ways:

                               "Trashing"

     Trashing, or going thru store's trash looking for credit card CARBONS
is probably the oldest, most outdated used, and isn't too effective.  Stores
are getting smart, and are starting to use either carbonless slips (that is,
the actual copies of the slip make the copies, therefore having NO CARBONS
to throw away...a real bitch for carders), or perforated slips which keep
half of the carbon attached to the seller's slip, and the other half in the
garbage where you find it.  This wouldn't be so bad, 'cept that the
perforation is right down the middle of the card number, making it, too,
useless to carders.  Anyways, most stores have the policy of ripping the
carbons into little pieces in front of the customer's eye, and even if they
don't, many consumers ask for it.     But if you really, really, REALLY
wanna go carding, then here's what you do:

     Go to [preferrably] a shopping mall, and look for the trash of a few of
the more expensive stores.  When you have found a trash site, then start
rooting around in it, tearing up anything in your way, looking for carbons.
When you have found a couple (or 100, or 1000000, or whatever), then take
'em back home ...

     As I said before, trashing is extremely outdated, and doesn't really
work too well.....i would suggest doing one of the methods below.

                          " Trashing by phone "

     Trashing by phone (well, that's not really an accurate description) is
probably the easiest to do, but has the most risk.  Here's what you do...:
call up some person (whose name [and bank preferrably] you know), and talk
to them like this:

  YOU:  Good afternoon, mr. jones...this is james McCartney from 1st
nationwide bank calling.
  HIM:  yes?
  YOU:  I'm calling to inform you that your credit has been increased to
  $1500 dollars (some incredibly low amount...use your imagination)!
  HIM:  wha..?!  but my credit was already way above that!!
  YOU:  well, mr jones, i'm pretty sure that we have not made an error, but
  if you give me your card #, i'll double check for you.
  HIM:  uh...ok.

     ...this method is deadly easy to do, after about 30 calls you should have
someone stupid enough to give you *ALL* the information on his/her credit
card number.  WATCH OUT!  In no way is this safe...far from it.  If the
idiot has any brains at all, he will think about what just happened to him,
realize that you pulled a fast one on him, and alert the police...you know
the rest...when you make the pickup...YOU'RE BUSTED!

                           " Trashing at Work "

     Trashing at work, which is probably the safest working method that i
know of is simply copying down card information whenever you get a chance.
I usually get 'em when i'm making a sale, but you can use your imagination.
When the boss is away, and you're the only one behind the counter, just
casually take out the card receipts (the originals) and copy a few down (ALL
the information).

     Using this method has virtually no risk at all, because you are almost
guaranteed a good number (after all, it WAS used to buy something at your
store recently), and it's not as much hassle as are the other ones.  It DOES
take a while, though, and you might not get card information for a few
weeks.  Other than that, it can't be beat.



  Checking the Cards
  ~~~~~~~~ ~~~ ~~~~~

     Ok, so now you have a card number with all its info, eh?  what you have
to do now is check if the card is valid...that is, if it's ok to use.  You
CAN use a computerized credit check cashing service like TRW or TELENET, but
i like using the 800 voice numbers that people use at stores.  To find out
the information you need, look at the machine stores use to run the credit
card thru to make the receipt.  On there, there should be a little sticker
that has this information on it:

  1] a 800 number
  2] a four digit number
  3] a 6-14 digit number

     The 800 number is the number to call, the four digit number is the
stores BANK number and the longer number is the MERCHANT ID number.  What
you do is this:

        - call the 800 number
        - enter the transaction code (10 for MC, 20 for VISA)
        - press "#" key
        - Enter the Bank ID #
        - press "#" key
        - enter the Merchant ID #
        - press "#" key
        - enter the card number
        - press "#" key
        - enter the expiration date (10/88 = 1088)
        - press "#" key
        - enter the amount (make this low...15 bucks)
        - press "#" key

     ...then, if it's an OK credit card, the voice will say "approved", or
some shit like that...otherwise, she'll say "bad"...anyways, you'll get the
idea.  If it's OK, then go ahead and use it, but if it's bad, then you're
obviously gonna have to find another card.


       Getting a Drop point
       ~~~~~~~ ~ ~~~~ ~~~~~

     Now that you have a good card (you're sure of that, aren't ya?), you
have to find a suitable drop point...that is, a place to send the
merchandise that you're gonna order.  What i have usually done is thru a
period of about 2 weeks, rang the door bells of a few dozen places every
day, run away, and seen if they answer the door.  The one where no one is
EVER home (don't worry, there's always one) is the one you want.

     If you know of someone that's going away on vacation, then you can use
their house, but that's a little risky.  I have also heard of people
registering P.O boxes under fake names, but that, too, is risky.  I just
stick to ding-dong-ditch, and it's worked fine for me.



       Ordering the Merchandise
       ~~~~~~~~ ~~~ ~~~~~~~~~~~

     Now comes the part I like best...ordering the merchandise.  Pick up
some mail order cataloge, and pick out a few (at most) items that you'd like
to have.  Call the place up (small companies are usually your best bet) and
tell 'em you'd like to order some stuff.  Have ALL the information that they
could possibly need handy (all the infomration you have, that is), and be
sure that you have rehearsed the address that you want to send it to a couple
dozen times, so when you rattle it off to the guy, it sounds as if it's
yours.

     A few hints to insure success:

  o Be friendly with the guy...make him feel at ease
  o Give the REAL home phone number (the one you have)
  o Don't order TOO much...the more you order, the more precautions will be
    taken
  o If anything seems suspicious, just don't go thru with it...it's not as
    if you have to, ya know

     UPS overnight service would be nice, too, and since you're not paying
for it (hehehe), have them send it by UPS.  (that means, usually, that it
will arrive the day after your order it, if everything goes right.  You can
impress upon them that you want it right away, to insure that you'll get it
the next day.)


       The Pickup    (oooh)
       ~~~ ~~~~~~

     You're almost there, don't worry...if you've done everything right,
there's a good chance that your package is gonna arrive the day after you
ordered it.  You should know the area pretty well, and even though you don't
need to know the exact positions of everything on the block, it would be
helpful to know a back route to the house, so that you aren't seen walking
up to get the parcel.  What you should do first is put a little note on the
door, or somewhere where the UPS man can't miss it saying something along
the lines of:

                 _______________________________________
                |                                       |
                |  Dear UPS Man:                        |
                |                                       |
                |    Sorry i'm not here to pick up the  |
                | delivery, but the wife and i are both |
                | at work.  I'm expecting a very impor- |
                | tant package today, and i would be    |
                | grateful if you could leave it in the |
                | rhodendron bush to your left.         |
                |                                       |
                |                      Thanks,          |
                |                                       |
                |                                       |
                |                      Joe Schmoe       |
                |_______________________________________|


     ...then, after you leave the little note, you just gotta wait for the
package to be delivered.  I wouldn't suggest going by every 15 minutes to
check, be casual about it.  Just saunter by at around 4 or 4:30...that's
when most of the deliveries have been made, especially overnight.  If the
people usually are home by then, go a little earlier.  When and if you see
that the UPS man was there, either walk casually up the front lawn, pick up
the parcel, and get the fuck out of there (DON'T RUN, for crissake!), or, if
you know a back way in, use that.

     Immediately, when you get home with your package, take everything out
of the box, and scratch all the serial numbers off of EVERYTHING.  Those
little numbers identify the goods as stolen, and are bad news if you get
arrested.  Get rid of the packaging, and pretty much everything that came
with it that can identify it as having been carded.  Once you have done all
that, kick back, have a brew, and celebrate, 'cause you've successfully
carded!!


                    Good luck, and please, BE CAREFUL!


DISCLAIMER:
^^^^^^^^^^

     This file is for informational purposes only and shouldn't be actually
used, because the ideas here are illegal, federal crimes.  The author has no
responsibility to the extent of the use of these ideas.


