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I Had to Swerve Several Times Before I Hit Him

Truth is stranger than fiction in this list of insurance claims


It is often difficult to explain oneself, especially in a written form.  And
thats on a good day.

Sometimes emotions and stress can compound an already difficult situation,
muddling the thinking and writing ability.  Such is evident from the statements
below.

Steve Ortmeyer, divisional claims superintendent at State Farm Fire and
Casualty, 1161 College Blvd., was familiar with this list of claims.  It made
its way through his office some time ago.  He said the claims are actual
accounts written to insurance companies, but he is not sure of their origin.
They are simply industry quotes -- some, quite possible, came from his company.

To set the scene, the person filing the claim was asked to summarize the
details of an accident in as few words as possible.  All of the explanations
make sense... in a weird sort of way.

We at CBN enjoyed them.  We hope you do too.


-- I thought my window was down, but found out it was up when I put my head
   through it.

-- A truck backed through my windshield into my wife's face.

-- The guy was all over the road.  I had to swerve a number of times before I
   hit im.

-- I pulled away from the side of the road, glanced at my mother-in-law, and
   headedover the embankment.

-- Coming home I drove into the wrond house and collided with a tree I don't
   have.

-- The other car collided with mine without giving warning of its
   intentions.

-- I collided with a stationary truck coming the other way.

-- A pedestrian hit me and went under my car.

-- In an attempt to kill a fly, I drove into a telephone pole.

-- I had been shopping for plants all day and was on my way home.  As I reached
   an intersection, a hedge sprang up, obscuring my vision and I did not see
   the other car.

-- I had been driving for forty years when I fell asleep at the wheel and had
   an accident.

-- I was on my way to the doctor with rear end trouble when my universal joint
   gave way causing me to have an accident.

-- As I approached the intersection a sign suddenly appeared where no sign had
   ever appeared before.  I was unable to stop in time to avoid the accident.

-- To avoid hitting the bumper of the car in front, I struck the pedestrian.

-- My car was legally parked as it backed into the other vehicle.

-- An invisible car came out of nowhere, struck my car and vanished.

-- I told the police that I was not injured but on removing my hat, found that
   I had a fractured skull.

-- I was sure the old fellow would never make it to the other side of the road
   when I struck him.

-- The pedestrian had no idea which direction to run, so I ran over him.

-- I saw a slow moving, sad faced old gentleman as he bounded off the roof of
   my car.

-- The indirect cause of the accident was a little guy in a small car with a
   big mouth.

-- I was thrown from the car as it left the road.  I was later found in a ditch
   by some stray cows.

-- The telephone pole was approaching.  I was attempting to swerve out of its
   way when it struck the front end.










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